Privacy Policy & Confidentiality Notice

Money Minded Wellness

Confidentiality & Privacy

Your privacy is extremely important. Information shared during therapy sessions is treated as confidential and protected in accordance with professional ethical standards and applicable laws.

Information shared in therapy will not be disclosed without your written permission, except in situations where disclosure is required or permitted by law.

This practice operates as a private pay (cash-pay) practice and does not bill insurance companies. Because insurance is not used, your information is not routinely shared with insurance providers.

With your written authorization, information may be released to other healthcare providers or professionals involved in your care. You may also request copies of your records in accordance with applicable laws and professional guidelines.

Reasonable safeguards are used to protect your personal information and therapy records.

Limits of Confidentiality as a Nevada Mandated Reporter

While therapy is confidential, Nevada law requires certain exceptions.

As a therapist and mandated reporter under Nevada law, I am required to report certain safety concerns to the appropriate authorities.

Confidentiality may be limited if:

  • There is suspected child abuse or neglect

  • There is suspected elder abuse, neglect, or exploitation involving adults age 60 or older

  • There is suspected financial abuse or exploitation of a vulnerable person

  • A client expresses active suicidal thoughts with means, plan, and intent

  • A client makes credible threats of serious harm toward another person

  • There are serious safety concerns or neglect as defined by Nevada law

  • Records are required through court order, subpoena, or legal proceedings

When possible, I will attempt to discuss these situations with you before taking action. However,

I am legally required to take steps necessary to protect safety when required by law.

Couples Therapy- No Secrets Policy

When providing therapy for couples or relationship partners, I maintain a No Secrets Policy.

This means:

  • Information shared individually by one partner may be shared in couples sessions if it is relevant to the therapeutic process.

  • I cannot agree to keep secrets from one partner that may undermine the therapeutic process.

  • My role is to remain neutral and supportive of the relationship system, rather than appear to align with one partner.

This policy helps maintain transparency and fairness within the therapeutic process.

Professional Boundaries

To maintain ethical and professional standards, therapists must avoid dual relationships that could impair objectivity or professional judgment.

Because of this:

  • I cannot have additional roles with clients outside of therapy.

  • I cannot enter into friendships, business relationships, or other personal relationships with clients.

Maintaining professional boundaries protects both the client and the integrity of the therapeutic relationship.

Financial Therapy Disclaimer (Not Financial Advice)

Nature of Financial Therapy Services

Therapy is a collaborative process designed to support emotional well-being, self-awareness, and personal growth. Financial therapy specifically focuses on the emotional, psychological, and relational aspects of money.

Sessions may involve discussing topics such as:

  • Financial stress or anxiety

  • Money beliefs and behaviors

  • Relationship conflict related to money

  • Financial decision-making patterns

  • Family-of-origin influences on money

  • Emotional responses to spending, saving, or debt

Therapy outcomes vary from person to person. While many clients experience improvement, no specific outcomes can be guaranteed.

Active participation, openness, and honesty in the therapeutic process can support meaningful progress.

Financial Therapy Disclaimer (Not Financial Advice)

Financial therapy focuses on the emotional, behavioral, relational, and psychological aspects of money.

Services provided through this practice do not constitute financial planning, investment advice, financial advising, tax advice, or legal advice.

Although financial topics may be discussed in therapy, the purpose is to explore emotional patterns, beliefs, and behaviors related to money, not to provide specific financial recommendations.

Clients seeking assistance with financial planning, investments, tax matters, or legal decisions should consult appropriately licensed professionals such as financial planners, investment advisors, accountants, or attorneys.

Any financial decisions remain the responsibility of the client.

Consultations

Consultations or introductory calls are provided to determine whether services may be a good fit.

Consultations:

  • Do not constitute therapy

  • Do not establish a therapist–client relationship

A therapeutic relationship begins only after intake documentation and informed consent are completed and both parties agree to begin services.

Good Faith Estimate (No Surprises Act)

Under the No Surprises Act, healthcare providers are required to provide clients who are not using insurance with a Good Faith Estimate of expected costs for services.

You have the right to receive a Good Faith Estimate explaining the anticipated cost of therapy services.

The estimate may include:

  • The cost per session

  • The expected number of sessions when possible

  • The estimated total cost of services

You may request a Good Faith Estimate before scheduling services or at any time during treatment.

If you receive a bill that is $400 or more above your Good Faith Estimate, you have the right to dispute the bill.

More information about your rights is available at:

https://www.cms.gov/nosurprises

Crisis & Emergency Policy

Therapy services provided through this practice are not crisis or emergency services.

If you are experiencing a mental health emergency, please contact:

  • 988 Suicide & Crisis Lifeline

  • 911 or local emergency services

  • Your nearest emergency room

Questions

If you have any questions about this Privacy Policy, confidentiality, or your rights as a current or

potential client, please contact:

info@moneymindedwellness.com